bob, mich. on the independent line. good morning to you. bob are you there? i think we lost bob this morning. i want to talk with this issue of age discrimination and who is on unemployment insurance. here is an article from "the baltimore sun." 93,000 young adults in maryland are unemployed. what ages are on unemployment insurance at this point? guest: historical you tend to see younger workers with less experience on unemployment, because of this recession we see a much wider spread. more people with college degrees, older people taking on income and benefits of some kind, but the challenges once you get past the six-month blocked, the longer you are on unemployment without a job, the harder it is to find a job. if you have a college degree, and you really need to get a job, to some degree you can move down the economic ladder. you might not want to, it might not be positive for society, but when you do? pg when you do that, it pushes someone -- but when you do that, it pushes someone else further down. host: hawaii. tell us about your situation, gino. call